A renewal list makes it easier to see which services you pay for and when you will be charged again.
Check recent statements and look back far enough to find annual charges. Record the service, price, billing period, renewal date and where you manage it. Note whether other people rely on the account or whether you would lose files if access ended.
Review the list before upcoming renewals. If you decide to cancel, follow the provider’s process, save the confirmation and check the next statement. Keep a reminder for services with an advance cancellation deadline.
Further reading: CFPB spending tracker.

