A bank account’s advertised monthly fee is one part of its cost. Consider the charges that could apply to the way you use the account.
Read the provider’s fee schedule and list recurring fees, the conditions for any waivers and costs for common transactions. Check whether maintaining a balance or making certain deposits would fit your actual habits. A condition that only applies some months should be recorded that way.
Compare a typical month and a more demanding month. If a charge is unclear, ask the provider to show how it would apply in your example. Check the schedule for the account offered in your country.
Further reading: CFPB explanation of monthly maintenance fees.